Down Payment Assistance Programs 

No Income Restriction


 Down Payment Assistance Arizona

Down Payment Assistance Programs: Multiple programs are available for the Arizona housing market. These programs are available to anyone purchasing in Arizona that may be missing a down payment or don’t want to wipe out their savings. These programs are designed to assist you in buying a home. We are the preferred company by these programs to administrate consumer access for questions on these programs. Being approved by more than one program allows a choice of Grants available and more ways to get you approved lenders that only have access to one Grant down payment program means they have less of a chance for approval, while you still could have been approved by a different program. This is why is the Down Payment Advantage Program is a better option: No income restriction, No second mortgage, No repayment grant, and programs built to fit your needs. 

Grant for Down Payment? 

What is a grant? A grant is a way for the government to fund your ideas and projects to provide public services and stimulate the economy. Upwards of 25% percent of all jobs are tied to the housing market for employment. A “Down Payment” is one of the largest factors that prohibit people from buying a home. The government also knows that Homeownership builds more stable communities, better employees, and children that do better in school.

Grant Programs Available?

Not all lenders are the same with down payment programs, some just have one program. Banks will always ask you for a down payment based on a percentage of the purchase price. We are approved with multiple programs to assist more people to buy a home. The Grant program regulates these lenders on what fees and rates they can charge. Typically, the big banks won’t let anyone regulate what they can make on a loan. The programs and lenders that we work with DO NOT require that you make a down payment. Your down payment is covered through grants set aside by local Non-Profits and the Government.

These Programs work with Single Family Homes, Townhomes, Condo, Site Built Homes, Mobile Homes, Manufactured Housing, Multi Duplex and Please fill out the form for confirmation of your type of home. 

Frequently Asked 

Below are some of the frequently asked questions regarding the Grant Down Payment Assistance Programs. 

  1. No Application fees. 
  2. First Responders, medical personnel benefit and educators 
  3. There is more than one “Grant Down Payment Program” available, giving us more ways to get you approved.
  4. It can be used for Closing Costs on a home purchase.
  5. Less than perfect credit can qualify. 620 Credit Min.
  6. The program has no max Income Cap
  7. Must be used to purchase a primary residence in Arizona.
  8. Be in your home in approximately 30 days.
  9. Not a hard money loan or a private money loan.
  10. No repayment is required.
  11. No second lien on the property.
  12. The seller can pay your closing costs for you.

Down Payment Grant Programs Available:  


 DPA Advantage Program is still available.  

Check Your Eligibility For Down Payment

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We have programs for : Maricopa County, Pinal County, Pima County, Yavapai County, Coconino County, Mohave County, Gila County, Cochise County, LaPaz County, Yuma County, Navajo County, Apache County, Graham County, Santa Cruz

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Most types of grants, unlike loans, are sources of financial subsidy that do not have to be repaid. Grants can come from the federal government, your state government, school, or nonprofit organization.

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*The Product/Program information contained here is educational only and not a commitment to Lend available loan programs are subject to change without notice.  Eligible Products – Purchase in Arizona Other conditions and restrictions may apply.


Contact your Agent for more information.

Ryan Harris | 480-447-0000 | [email protected] | SA679637000 | | 7702 E Doubletree Ranch Rd. Suite 300, Scottsdale, AZ 85258